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ZipPay comes to Alphaweld

You can now shop online at Alphaweld with added convienience of a 'own it now, pay later' option at the checkout. "Yes, we make it easy!"

 ZipPay comes to Alphaweld

What is ZipPay?

ZipPay works like an instant online credit card that effectively offers credit of up to $1000 that can be spent only at participating merchants. Shoppers can make their repayments either weekly, fortnightly, or monthly, as long as a minimum repayment is made each month.


What are the Positives?

The application and approval process is done online and can be done at our website checkout if you don’t have an account. If successful your can get your order processed without delay and you pay later at your convenience.

Note: ZipPay will decide in the application whether your limit will be $250, $500 or $1000.


What are the Negatives?

ZipPay swaps interest charges for flat fees. For every month there's a balance owing you will be hit with a $6 fee. Fail to cover that payment within three weeks and you will be charged another $5. If you were to miss all your repayments on a $100 item for instance, you would have to spend an extra $33 on fees.

Note: AfterPay would charge $68 on the same $100 item if you missed all of your repayments.

There is also the chance you could be hit with fees from your bank as ZipPay's repayments are set to direct debit by default. If your account has an insufficient balance your bank may charge an overdraw fee. To confirm this you should contact your bank in the first instance.


How does ZipPay make Money?

ZipPay makes money primarily in two ways: by charging customers fees and by charging retailers a percentage every time a sale is processed on its platform.


What's the most expensive purchase that can be made?

ZipPay accounts are capped at $1,000 but it possible to increase your credit limit to $3,000 with a sister company called ZipMoney that sells loans between $1000 to $3000. The two sibling companies have upgraded their infrastructure so that the customers of ZipPay can apply for a ZipMoney account.

Note: ZipPay offers a free account setup however ZipMoney does not.

Setup a ZipPay Account


In Brief:

Alphaweld customers can pay using this option during online checkout if they have a ZipPay account:

If you don’t have an account, you can apply for an account by clicking the 'ZipPay' payment method.

This will direct you to login into your ZipPay account and complete the purchase or if you don’t have an account you have the option of creating one then.


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*Alphaweld Supply Group is not responsible if your account application is declined by ZipPay. Information is simply provided with good intentions. Alphaweld is not a financial advisory company, if you require further information contact ZipPay or your personal financial advisor or tax accountant. All rights reserved. E&OE accepted.